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All agents are NOT alike! Find out why we are top real estate experts. Call us: 216-346-3235.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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"The WOW Factor Program Works!" "Amy's staging experience made all the difference in helping us sell quickly." "J.R., Hudson, OH" Read Quote >
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Compare
three mortgages at one time. Download TripleCalc now. It's
free.
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The Schuman Team - Dan and Amy Schuman
is one of The Top Selling Real Estate Experts Find Out More > |
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Old School Title Agency Before listing your home, talk to Old School to see how your can save money on your title insurance premium. Find Out More >
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Buyers Want Your Home for As Little As Possible. Quickly Find Out What It's Really Worth, by Email, for Free.  Are you thinking of selling your Solon, Orange, Beachwood and Bainbridge home? You should know exactly what it's worth before making such an important decision. Let us do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. As top real estate agents, we determine the value of Solon, Orange, Beachwood and Bainbridge, Ohio area homes daily. Using the information you provide below, we can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market. Remember, market conditions can be different, even one Solon, Orange, Beachwood and Bainbridge neighborhood to the next. We know how to take all these factors into account when determining the true market value of your home. This service is completely free and without obligation. There are absolutely no strings attached. Why? We want the chance to show you our expertise as top Solon, Orange, Beachwood and Bainbridge real estate agents. Please provide us with some basic information on your home.  What's your home or property really worth? Accurately pricing Solon, Orange, Beachwood and Bainbridge real estate is our job! Let us do a market analysis for YOUR property. There's no obligation, it's FREE, and we promise to get back to you quickly... 
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?
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| A |
Monticello, begun in 1769, was later enlarged in keeping with its classical forms. |
See More Real Estate Trivia > |
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The Schuman Team - Dan and Amy Schuman Keller Williams Realty Greater Cleveland 27950 Chagrin Blvd Cleveland, OH 44122 Dan: 216-346-3235 Amy: 216-403-9189 Fax: 216-456-2333 Email: danschuman@NUMBER1EXPERT.com
The Schuman Team will make the home buying and selling process a positive experience. Our unique "Designed To Sell" program will help our sellers stand out from their competition and sell quicker. Home buyers will appreciate our market knowledge, quick response time, and unmatched negotiating skills.
Chosing The Schuman Team will give you the peace of mind that you have chosen to work with true professionals. 
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