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The Schuman Team - Dan and Amy Schuman

All agents are NOT alike! Find out why we are top real estate experts. Call us: 216-346-3235.

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"Amy's staging experience made all the difference in helping us sell quickly."
"J.R., Hudson, OH"
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  • Why Buyers Choose The Schuman Team - Dan and Amy Schuman - Why homebuyers looking for a real estate agents in the Solon, Twinsburg and Cleveland area choose The Schuman Team - Dan and Amy Schuman.

  • Latest Listings - Get The Schuman Team - Dan and Amy Schuman's latest Solon, Twinsburg and Cleveland listings of homes for sale first!

  • Find Your Perfect Home - The Schuman Team - Dan and Amy Schuman will search for your ideal home and email you the newest Solon, Twinsburg and Cleveland MLS listings of properties in Cuyahoga, Summit County OH.

  • First Time Homebuyers - Are you a first time homebuyer in Solon, Twinsburg and Cleveland, OH? Choose a top real estate agents. The Schuman Team - Dan and Amy Schuman can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Solon, Twinsburg and Cleveland house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Solon, Twinsburg and Cleveland Homes, For Home Buyers, For Home Sellers, Solon, Twinsburg and Cleveland Information, Real Estate Resources, and About The Schuman Team - Dan and Amy Schuman.

 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?

A 
George Washington, the first President of the United States.
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The Schuman Team - Dan and Amy Schuman, REALTOR®, real estate agents and broker for Solon, Twinsburg and Cleveland, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Schuman Team - Dan and Amy Schuman
Keller Williams Realty Greater Cleveland

27950 Chagrin Blvd
Cleveland, OH 44122
Dan: 216-346-3235
Amy: 216-403-9189
Fax: 216-456-2333
Email: danschuman@NUMBER1EXPERT.com

The Schuman Team will make the home buying and selling process a positive experience. Our unique "Designed To Sell" program will help our sellers stand out from their competition and sell quicker. Home buyers will appreciate our market knowledge, quick response time, and unmatched negotiating skills. Chosing The Schuman Team will give you the peace of mind that you have chosen to work with true professionals.

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